• Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges,Smith Realty Group

    Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges

    Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: mort

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  • Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash,Smith Realty Group

    Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

    One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt. That’s a big part of the reason wh

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  • Why Today’s Foreclosure Numbers Won’t Trigger a Crash,Smith Realty Group

    Why Today’s Foreclosure Numbers Won’t Trigger a Crash

    With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many people are concerned that high prices and tighter budgets could cause more homeowners to fall behind on their mortgage payments, leading to a wave of foreclosures. B

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