Making An Offer 

Before the offer to purchase is created, it is very important that you have been at least pre-qualified or better yet pre-approved by a lender.  This is one of the best negotiating tools a buyer can have. It shows the seller that you are financially able to purchase the home. After you have found the right home, it is time to prepare the offer.

When you are buying a home, there are many problems that the seller is obligated to disclose. For example, in most states, it is illegal to withhold information about major physical defects on the property, but, these disclosures don't always paint the entire picture of the home.

Here are six questions you may want to ask that can offer additional insight into the prospective home before you make a final decision.